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Career Planning Beyond the College Track: How Work-Based Learning Expands Career Options for Students

Students are discovering viable career pathways that skip the traditional four-year college route and lead to six-figure earning potential

By Michael B. Horn · May 2, 2025, 6:00 AM UTCCareer PlanningJonathan HughesMassachusetts Educational Financing AuthorityWork-based Learning
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Key takeaways

01

MEFA Pathway is a free college and career planning platform serving middle and high school students across Massachusetts with localized tools and counselor support.

02

MEFA has evolved from a college-focused financing authority to a holistic postsecondary planning resource that includes career exploration and work-based learning.

03

Middle-skill jobs requiring only a certificate or associate's degree can pay over $53,000 early in a career and rise to $80,000 at mid-career, according to Georgetown's CEW.

As debates around the value of college heat up and the demand for skilled workers rises, a growing number of educators and policymakers are rethinking the "college for all" mindset. A 2024 report from Georgetown's CEW found that many middle-skill jobs—requiring only a certificate or associate's degree—pay over $53,000 annually early on in a career and rise to $80,000 by mid-career. Now, guidance systems are evolving to support a broader range of postsecondary paths including career training, technical education, and work-based learning.

Many middle-skill jobs—requiring only a certificate or associate's degree—pay over $53,000 annually early on in a career and rise to $80,000 by mid-career.

So, how do we help students and families make informed choices in an increasingly complex education and career landscape?

In this episode of The Future of Education, host Michael Horn is joined by Jonathan Hughes, Associate Director of College Planning and Education at the Massachusetts Educational Financing Authority (MEFA). They dive into how MEFA Pathway—a free college and career planning platform—helps middle and high school students across Massachusetts explore interests, understand their options, and prepare for life after graduation.

Key moments in the conversation include…

  • How MEFA Pathway differentiates itself from other platforms by offering free access, training, and localized tools for students and educators.
  • The evolution of MEFA's mission from college-focused financing to holistic postsecondary planning, including career exploration and work-based learning opportunities.
  • The growing role of lesson plans, counselor engagement, and employer partnerships in preparing students for multiple paths after high school.

Jonathan Hughes is the Associate Director of College Planning and Education at MEFA, where he has over two decades of experience helping students and families navigate college financing and planning. Since joining MEFA in 2001, he has led customer service initiatives and developed educational resources across savings, loans, and career pathway programs. Earlier in his career, he gained operational experience in data entry and healthcare systems while working at Partners HealthCare.

About the author

Michael B. Horn
Michael B. HornSpeaker, Writer & Advisor on the Future of Education, Clayton Christensen Institute

Michael Horn speaks and writes about the future of education and works with a portfolio of education organizations to improve the life of each and every student. He is the co-founder of and a distinguished fellow at the Clayton Christensen Institute for Disruptive Innovation, and host of the Future of Education podcast on MarketScale.

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About the Experts

MB
Michael B. Horn

Co-founder, Clayton Christensen Institute; Host, The Future of Education

Michael B. Horn is an author, educator, and co-founder of the Clayton Christensen Institute for Disruptive Innovation. He hosts 'The Future of Education' podcast, where he interviews educators, entrepreneurs, and thought leaders shaping learning. Horn is widely known for his work on disruptive innovation in education and has written several books on the topic.

JH
Jonathan Hughes

Associate Director of College Planning and Education

Massachusetts Educational Financing Authority (MEFA)

Jonathan Hughes is the Associate Director of College Planning and Education at MEFA, where he has worked since 2001. Over more than two decades, he has led customer service initiatives and developed educational resources spanning savings, loans, and career pathway programs. He also oversees MEFA Pathway, a free college and career planning platform for Massachusetts middle and high school students.